Pope Benedict XIV's encyclical of 1 November 1745, addressed to the bishops of Italy, restating that profit demanded from a loan contract alone remains sinful usury while confirming that "extrinsic titles," legitimate reasons entirely separate from the loan contract itself such as risk of loss or lost opportunity, can justify demanding something beyond the principal without that return being usury.
Facts
Assessment
Reliability Tier1
The primary text of the teaching itself, in the pope's own words, the strongest possible source for what Rome's doctrine on usury actually says. Both the reaffirmation of usury's sinfulness and the extrinsic titles passage are quoted from the primary text directly, not from a secondary paraphrase. NotesCited as the primary source for Roman Catholicism's live usury-position and its 1745 dating.
Citation
AuthorPope Benedict XIV
PublisherThe Holy See
Publication Year1745
URLhttps://www.papalencyclicals.net/ben14/b14vixpe.htm
Source TypePrimary document
Cross-Tradition Connections
Associated With
This source names Italy directly: "1745, addressed to the bishops of Italy, restating that profit demanded from a loan contract alone remains sinful usury while confirming that "extrinsic titles," legitimate reasons entirely separate..."
Claims Backed By This Source (12 claims)
This source backs 12 claims across the atlas. As facts: 10 well-attested. As cited relationships: 1 holds. Plus 1 entities citing it as a general reference with no single fact or relationship attached.
Disposition By Topic
- Sources, 9 claims: 8 well-attested, 1 holds.
- Denominations, 3 claims: 2 well-attested, 1 general references.
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